The Christmas season is behind us and everyone is heading back to work. For many (including the self-employed), this has been a two or three-week holiday from before Christmas until the Monday following New Year’s Day. It isn’t always easy to get refocused and get back into gear. Nonetheless, inspired with new (or old) resolutions, I join the millions who are now focusing on what lies ahead.
I predict that 2008 will be the Year of the Optimist. I don’t know why. Not much has changed in the