Approaching Retirement

It seems to me that everyone who is thinking about retiring should take some time to think about the future. When we retire, we’re not just entering another phase of life: we’re at the beginning of a new journey into an entirely new and very different territory. The closest analogy I can think of is the transition from my educational life in university into the world of work and career. No matter what I thought it would be like and no matter how much information and advice I got, it

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